Underwriting is the process of reviewing your health status to determine whether you will qualify for coverage. You must answer health questions on an application. Depending on your age and /or your health status, the insurance company may request additional information from your physician.
There are certain health issues that may keep you from being able to obtain long-term care coverage. Additionally there are health issues where a 'Attending Physician Statement (APS)' may be required from your physician - in order to obtain coverage.
Contact us with any questions at 888.793.6111.
or email us at: helpme@ retirementguard.com
—any information you share with us will be kept strictly confidential
3. a place where things are exchanged, especially a center where financial instruments are bought and sold.×
RetirementGuard's mission is to enhance quality of life and peace of mind. We believe the interest of our clients always come first. As a current or future client we need you to know that we are committed to maintaining your trust; protecting your privacy and the personal information you provide to us.
We only collect, use and share your personal information in order to provide you with and maintain the insurance products and services you have requested, or as permitted or required by law.
We will not share your information with any non-affiliated company for the purpose of that company marketing its products or services to you. We do not sell any information about you nor do we sell our customer lists.
An essential part of the insurance application process is getting to know you. In this regard, we will need to collect some specific information from you and about you.
We will ask you to provide, among other things, personal data such as your name, address, date of birth, social security number, marital status, home address, phone numbers, email address and place of employment. In most cases you will also need to provide the names of your physicians, medications you are taking and illnesses or conditions you have or have had. Lastly, to ensure that you can afford the insurance you are interested in purchasing, questions related to your annual income range, savings and investments.
We would require the above information for the following:
When you provide information to us, we may share your information with our affiliated insurance companies for the purpose of fulfilling underwriting requests as well as offering you other services that may be of interest to you.
How is your information secured and protected?
We treat what we know about you confidentially. The website uses encryption and authentication tools to protect any personal information you send us via the Internet. Internally we take steps to make our computer data bases secure and to safeguard the information we have collected about you.
We require confidential treatment of your information and take care in handling your information. Employees who misuse customer information are subject to disciplinary action.
To contact us, to view or to update your information